On Thu, 14 Jun 2007 06:30:33 GMT, "Calif Bill"
bmckeespam@ix.netcom.com> wrote:


"Hatunen" <hatunen@cox.net> wrote in message
news:tcn173dhipnknvrt96un1hol3q5g9a30n4@4ax.com...
On Thu, 14 Jun 2007 03:04:15 GMT, "Calif Bill"
bmckeespam@ix.netcom.com> wrote:


Bad advice all around. First a cash advance will have fee's attached to
it,
even if you pay it off at the end of the month. 2nd bad advice is to
use
a
credit card for most expenses. Go to the ATM and get cash. Most, if
not
all CC companies add a 1-3" foreign exchange fee to credit card
transactions.

So do most ATM card issuers these days, too.

City Bank is 3%. You get it even if you use your Debit card
for a credit card transaction. Most you will get is an about $1.50 ATM
charge from your home bank if they charge you for out of network usage.
I
do not think the Canadians add a charge. $1.50 on a $300 withdrawal is
a
lot less than the CC fees.

Uh, no. Most ATM issuers are charging a percent or three for the
currency conversion these days, in addition to their $1.50
"foreign" machine fee.
Last summer in 5 weeks in Canada we got no currency exchange fees, and
last
week in Mexico, we had no exchange fees.

And how does that negate my comment that *most* ATM card issuers
charge an extra currency converson fee, above and beyond the
system 1%?

Would you mind telling me who issued your ATM card? Maybe I can
get one.

--
************* DAVE HATUNEN (hatunen@cox.net) *************
* Tucson Arizona, out where the cacti grow *
* My typos & mispellings are intentional copyright traps *

techman41...@yahoo.com wrote:
Just curious about the strategy other US travellers to Canada have
been doing regarding currency conversion. Is there a place in the
states (near Seattle) or even in Vancouver that offers a good exchange
rate with low fees that is justified with such a low US-Canandian
exchange rate?
Thanks

I use Vancouver Bullion & Currency Exchange. Today their rates for US
exchange are $1.059 to buy and $1.078 to sell. That's a lot better than
what most banks' exchange rates. It's certainly better than my bank's
exchange rates. Do find out what your bank charges you on exchange and
foreign ATM fees before assuming that the ATM is always cheaper than the
currency exchange shops.

http://www.vbce.info/

--
K.

Lang may your lum reek.

Do you recall the amount of fees you have been charged exchanging at
Vancouver Bullion & Currency Exchange

So you just got off the airplane. You have no Canadian money. Do
they have an office at the airport?

techman41973@yahoo.com wrote:
Do you recall the amount of fees you have been charged exchanging at
Vancouver Bullion & Currency Exchange

No fees or commission. I was just there today buying USD for an upcoming

trip to the US. It's a lot cheaper than using an ATM after I'm in the
US.

--
K.

Lang may your lum reek.

No fees or commission. I was just there today buying USD for an upcoming

Bullshit. The fees are built in to the conversion formula. Do you REALLY
think that they do it out of the goodness of their hearts?

I see we have them here in Tucson. I'll have to check 'em out.

--
************* DAVE HATUNEN (hatunen@cox.net) *************
* Tucson Arizona, out where the cacti grow *
* My typos & mispellings are intentional copyright traps *